ARH offers insurance marketplace tips

Published 1:25 am Tuesday, December 16, 2014

Open enrollment for health insurance coverage through the Health Insurance Marketplace is here. From Nov. 15, 2014, through Feb. 15, 2015, individuals and families in the Andalusia community and across the country can enroll and gain access to affordable, comprehensive healthcare coverage. Whether you’re currently uninsured and enrolling for the first time, or enrolled in a 2014 Marketplace plan and want to re-enroll or make a change in your health coverage, now is the time to review your and your family’s needs and make sure you’re appropriately covered with the right plan for you.

As you investigate your options on the Marketplace, Andalusia Regional Hospital can help answer questions and ensure that you have the right coverage.


Re-enrolling for 2015

Consumers who purchased a Marketplace plan last year and are re-enrolling, should review their existing plan and determine if it still meets their needs. Pay close attention to plan changes, premiums, and whether your doctor and preferred hospital are still in the plan. Plans and estimated premiums for 2015 coverage are available for review at

Every plan is different – your plan may automatically re-enroll you for 2015, or you may be required to take action to renew your coverage. If you will be automatically re-enrolled in your same or a similar plan, you don’t have to do anything to keep your coverage. Your premiums, however, may change beginning January 1, 2015.

If your plan is not going to be offered in 2015, or you will not be automatically enrolled, the Marketplace or your insurer will send you a notice explaining what to do next.

Even if your current plan features automatic re-enrollment, you can still choose a different plan on the Marketplace if you wish. Because premiums may change from year to year, it is recommended that you explore your options on the 2015 Marketplace during open enrollment.


Key Enrollment Dates

Mark the following dates on your calendar for open enrollment season:

• Dec. 31, 2014: Last day of 2014 Marketplace plan year coverage.

• Jan. 1, 2015: First date of available coverage, depending on how soon you enroll (or re-enroll).

• Feb. 15, 2015: Open enrollment for 2015 ends.

ARH Can Help

If you’re new to the enrollment process or re-enrolling and have questions, Andalusia Regional Hospital is ready to help. Certified Application Counselors (CACs) are onsite to support consumers in the application process.

Contact ARH toll-free at 1-888-982-9144, Monday-Thursday, 8 a.m. – 7 p.m.; Friday, 8 a.m. – 5 p.m.; and Saturdays, 9 a.m. – 1p.m. or at (334) 222-8466 ext. 5089, Monday–Friday 8:30a.m. – 4:30p.m. Our CACs are available for phone or personal appointments.

Consumers can also email ARH to ask questions or set up an appointment at, or visit the hospital website at for information, including a handy checklist of documents needed for enrollment.